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Financial education, planning, lifestyle adjustments and advice are crucial As Generation X, often referred to as the "forgotten generation," inches closer to retirement, a unique set of challenges and concerns emerges. Born between...

Benefits of a will: Distributes property according to your wishes Names an executor to settle your estate Names a guardian for minor children There are five estate planning documents you may need, regardless of your age, health, or...

When it comes to financial planning, people often think of financial professionals as people who assist with strategies for retirement planning. That is one aspect of their job; however, financial planning and working with a financial...

Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little...

In 2013, a Gallup poll found that only about one in every three U.S. households maintained a budget.1 A 2021 survey of 1,000 Americans found that 80% now say they have a budget.2 Americans are budgeting more due to the pandemic....

Dear Valued Investor, LPL Research recently unveiled Outlook 2024: A Turning Point, which recaps where markets have been over the last half of 2023 to help position your portfolio through midyear of 2024. It’s with pleasure that...

Improving return by minimizing taxes. Although we are all obligated to pay our fair share of taxes, few of us would be pleased to pay taxes unnecessarily. Because taxes lower the actual return on your investments.

For many of us, a new year is an opportunity for fresh starts and discovering the best versions of ourselves, but some things—like tax contributions and retirement deadlines—don't change much, if at all.

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances.

It's nice to own stocks, bonds, and other investments. Nice, that is, until it's time to fill out your federal income tax return. At that point, you may be left scratching your head.

What are the ownership issues of life insurance? In estate planning, life insurance is purchased for several reasons.

You may have thought your digital identity was safe and not a likely target of a cybercriminal until one day, the bank calls wondering if purchases made at a store that you have never been to, 2,000 miles away, were made by you.

It's generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur.

With a few simple actions, you can ensure your estate planning is effective. Whether your estate plan is simple or complex, there are many details, which are often overlooked, that can undermine your plan’s effectiveness.

Managing Investment Returns with Tax-Efficient Strategies. Investing in U.S. stocks and bonds is a popular way for individuals and institutions to grow their wealth and generate income.

A finance professor explains why President Biden wants to raise the tax on this controversial use of corporate capital. Companies have been buying back their own stock at record levels – something President Joe Biden doesn’t care for.

“Old-fashioned” practices, such as periodic financial reviews, can lead to greater confidence in the long run. As the year passes its midpoint, why not spend a few hours reviewing your finances?

Whether to invest a large amount all at once or over a short period of time, or to invest gradually over a longer period of time is a strategy you may want to speak to a financial advisor about. Learn more.

High Net-Worth executives and those that have been self-employed, can experience common problems in their financial planning journey. Here are a few tips for preparing for retirement after earning a high income.

A financial plan is a collection of steps that help you to evaluate your financial condition and determine how to prepare for your financial future. Here are some steps to help you get a foothold to begin that climb toward possible financi

Despite the challenging market conditions, 401(k) balances often fare better than IRAs, providing a little more hope for retirement investors. Here are five reasons why.

With April’s federal tax filing and payment deadline on the horizon, are you confident you have everything in order to make your tax filing go as smoothly as possible? Here are five last-minute details to double-check before Tax Day.

Financial planning is unique for each person; no two plans look the same because everyone's life and goals are different. Regardless of your goals, financial planning can help you work towards achieving them.

As you near retirement, it's likely you'll have many questions about Social Security. Be aware of these three advantages that Social Security offers.

To safeguard your potential for long-term growth, you need to understand the importance of staying the course through market volatility. Check out these tips.

Which tax prep tools are worth the hype, and which may be passed over? We discuss five high-tech tools to help make tax time as simple and streamlined as possible.

There are generally two schools of thought about how to choose stocks to invest in. Here's some information on growth vs. value investing.

Whether you’re just starting your career or are planning to retire this year, it’s never too soon or too late to start preparing. Here are a few essential tips everyone should keep in mind when saving up for their eventual retirement.

If you make New Year's resolutions and don't keep them, behavioral economics can help. It's the study of psychology as it relates to economic decision-making. Read on for more insight.

In 2023, we look to equity markets to find balance between key macroeconomic factors—inflation, interest rates, and Fed policy—and business fundamentals. Our economic and market forecasts for 2023 can help us navigate the year ahead.

Taxes are inevitable. The trick to minimizing your federal income tax liability is to understand the rules and make the most of your tax planning opportunities. Here are some personal deduction tips to follow.

From fluctuating gas prices to market volatility to inflation fears, it may be tough to tune out the noise when trying to gauge how your investments perform. And if you are like most investors, you try to resist the...

As we approach the end of the year, you may want to review areas that may impact your wealth and estate planning next year. In this year-end planning guide, we examine four critical areas to consider that may affect your finances:...

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.That's where financial planning...

1.  What is long-term care?Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care:Skilled care: Generally...

Understanding your style of investing is an important step – especially today. Are you a Growth investor or a Value investor? Or do you prefer a mix of the two?Understanding your style of investing is an important step in deciding...

Everyone wants a comfortable retirement, but the road you take there will depend on your specific situation. When you invest, you assume a certain level of risk (but like everyone you’re hoping that your holdings will increase in value).

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn't it? But that's what...

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. But as the oldest Millennials begin to hit middle age, retirement suddenly does not seem so far away. From record-busting market...

Every woman needs to balance her financial past with her financial futureTraditionally, women have been the caretakers of both the older and younger generations of their families. But providing care for family members is becoming...

Markets rarely give us clear skies, and there are always threats to watch for on the horizon, but the right preparation, context, and support can help us navigate anything that may lie ahead. So far, this year hasn’t seen a...

The "sandwich generation" is the descriptive term for adults generally between the ages of 40 and 59 who are raising a minor child (or supporting a grown child) while also caring for a retirement-age or older parent. With financial...

Environmental, Social, and Governance (ESG) investing is on the rise throughout the world. A 2018 study from Harvard University’s Kennedy School of Government found that ESG investing now accounts for nearly $30 trillion, which...

When it comes to your retirement, there are three factors that you may want to take into account when planning for your retirement income needs. First, the deductibility of Individual Retirement Account (IRA) contributions is...

What to Look For and What’s Not ImportantIf you are shopping for a financial professional, you need a good checklist of questions to ask. What you are looking for is someone who handles clients like you – and who is...

When helping people get ready for retirement, financial professionals find the same issues come up over and over. Thinking ahead can spell the difference between a retirement with enough money and a stressful one with difficult...